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Financing your Plastic Surgery or Cosmetic Procedure

Deciding to have an aesthetic procedure done is a big decision that you have considered for a long time, and for most people, deciding how to finance the procedure—whether it be plastic surgery or a cosmetic procedure—can be an even bigger decision, we understand! Good news, our friendly staff is here to help you learn about the finance options available to you as we strive to make your plastic surgery or cosmetic procedure as affordable as possible and assist you every step of the way to ensure you get the care you deserve.

While it is true that most health care plans do not offer complete coverage for plastic surgery or cosmetic treatments, here at Ranch & Coast Plastic Surgery we accept different payment types as well as offer four convenient financing options through different providers to meet your individual needs. Our goal is to provide the most financial flexibility to allows our patients a range of options in order to accomplish your aesthetic goals. Let us make it easy for you!

Did you know that most people need help financing their medical aesthetic procedures? You’re not alone! Our friendly staff can help you get started and are always available to answer your questions, simply call us at 858.450.1555.

Care Credit

This company allows you to begin your treatment or procedure immediately, then pay for it over time with low monthly payments that conveniently fit into your monthly budget. There are a full range of payment plans for treatment or surgical fees up to $25,000. Currently 6 month 0% financing and 24 or 36 months at 14.90% APR are available.

Apply Now

Alphaeon

This company also allows you to begin your treatment or procedure immediately, then pay for it over time with low monthly payments that conveniently fit into your monthly budget. They currently offer payment plans for treatment or surgical fees up to $25,000. Currently 6 month 0% financing and 24 or 36 months at 14.90% APR are available.

Apply Now

Prosper

This company has a very fast approval process and the funds are then direct deposited into your account within 4 to 5 business days. The rates are based on your credit and start at 6.49%. They offer many different terms.

Apply Now

Did you know that you can…

  • Use your credit the same day you get approved.
  • Finance any of our MedSpa Treatments or Cosmetic Surgical procedures.
  • Pay a deposit to help keep your monthly payment down.
  • Finance full or partial procedure costs.
  • Get approved in 60 seconds!

We offer three different credit financing options at the following rates:

  • Six Months, No Interest
  • 24 Months, 14.9% APR for amounts $1,000 and above
  • 36 Months, 15.9% APR for amounts $1,000 and above

It’s easy to apply in just three steps:

  • Click the financing option of your choice
  • Complete the easy credit application
  • Get approved in 60 seconds

Payment Options

We accept a variety of payment options to better accommodate your needs for the final out-of-pocket cost of your procedure, including cash, personal check (only accepted three weeks prior to surgery date), Visa, Discover, Mastercard and American Express.

Medical Financing Options

Financing is a convenient way to pay for your plastic surgery or cosmetic procedure.  Exact costs vary from patient to patient depending upon the type of procedure, extent of the procedure, number of procedures and duration of anesthesia required. To assist you in getting an estimate* on costs, we encourage you to check out what your monthly payments might be like for any procedure you may be considering. Here’s a calculator:

*Please note, the calculator tool results are only estimates and are not taking your credit score into consideration. Your personal monthly payments and interest rates will be based on your personal credit score and the information you provide on the credit applications for the finance provider of your choice.

Three Easy Steps to get Started

  • Contact Us—we can help you select a program to match your desired financing need
  • Apply Securely Online—just click on the financing company logo of your choice below to apply now
  • Once Approved, Schedule Your Procedure—call us at 858.450.1555 to book your appointment and get ready to enjoy your new look.

If you prefer, you can contact us and one of our friendly staff members will assist you with completing the credit application.

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